Hello, I'm Bill Lacy, a seasoned Mortgage Loan Originator dedicated to helping clients achieve their homeownership dreams. With over 30 years of real estate and mortgage industry experience, I specialize in navigating the intricacies of mortgage financing to secure optimal solutions for my clients.

To give a little information about me; I live, work and play in Katy, Texas. I am very active in the community, serving on several boards and supporting our community through many philanthropic organizations. I am an avid golfer and competitive cook.

My commitment extends beyond transactions; I prioritize building lasting relationships based on trust and transparency. I pride myself on effective communication, ensuring clients feel confident and informed throughout the mortgage process.

In this dynamic industry, I stay ahead by staying informed about the latest market trends, products, and regulations. My goal is to simplify the mortgage journey, providing a seamless experience from application to closing.

Whether you're a first-time homebuyer or seasoned investor, I am here to guide you with personalized advice and tailored solutions. Let's turn your homeownership aspirations into reality!

- First-Time Homebuyers

- Self Employed Borrowers

- FHA, Conventional, VA, USDA & Jumbo Loans

"My clients were very well taken care of by Bill from the very start.  He kept them, and me, informed all along the way. I didn’t have to wonder or worry about what was happening with my clients’ loan. Great Job Bill & Independent Financial!!" - Patti L. | Business Partner

"Bill was very responsive!" - Lacey F. | Customer

Independent Financial is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.

Independent Financial is a trademark of Independent Bank.  NMLS #411428. Equal Housing Lender.